Personal Account Service Fees
Transaction fees and/or service fees that may be applicable to your account are provided below:
| Transaction Fees* | Chequing Account |
Savings Account |
Unlimited eAccount |
US$ Chequing
|
| Cheque Withdrawal - Personal | 1.25 | 5.00 | 2.50 | 1.25 |
| Credit Union/Exchange ATM Withdrawal | 1.00 | 1.00 | FREE | N/A |
| Direct Payment Purchase (Membercard) | 1.00 | 1.00 | FREE | N/A |
| In-Branch Bill Payment | 2.25 | 2.25 | 2.50 | 2.25 |
| In-Branch Cash Withdrawal | 1.00 | 1.00 | 2.50 | 1.00 |
| In-Branch Statement | 3.00 | 3.00 | 3.00 | 3.00 |
| Interac Network (domestic) ATM Withdrawal | 2.00 | 2.00 | 2.00 | N/A |
| Interac e-Transfers | 1.50 | 1.50 | FREE | N/A |
| MemberDirect Online Banking - Bill Payment | 1.50 | 1.50 | FREE | N/A |
| MemberDirect Online Banking - Bill Inquiry | FREE | FREE | FREE | FREE |
| MemberDirect Online Banking - Transfer | FREE | FREE | FREE | N/A |
| Monthly Statement with Cancelled Cheques | 6.00 | 6.00 | 6.00 | 6.00 |
| Non-encoded Cheques | 3.00 | 5.00 | 5.00 | N/A |
| Encoding cheques (not applicable to new accounts) | 2.00 | 2.00 | 2.00 | 2.00 |
| Unauthorized Overdraft Fee (per item) | 5.00 | 5.00 | 5.00 | 5.00 |
| Overdraft Interest Charge (minimum) | 4.00 | 4.00 | 4.00 | 4.00 |
| PLUS Network (international) ATM Withdrawal | 3.50 | 3.50 | 3.50 | N/A |
| Pre-authorized Payment | 1.00 | 1.00 | FREE | N/A |
| Returned NSF Item | 48.00 | 48.00 | 48.00 | 48.00 |
| Teleservice Telephone Banking - Bill Payment | 1.50 | 1.50 | FREE | N/A |
| Teleservice Telephone Banking - Inquiry | FREE | FREE | FREE | FREE |
| Teleservice Telephone Banking - Transfer | 1.00 | 1.00 | FREE | N/A |
| Credit Union ATM Bill Payment | 1.50 | 1.50 | FREE | N/A |
| Transaction Fees* | Fee |
| Certified Cheque for Member | $15.00 |
| Cheque - Official | $9.00 |
| Cheque/PAP - Stop Payment Online | $13.00 |
| Cheque/PAP - Stop Payment in Branch | $15.00 |
| Inactive Fee - General & Seniors Accounts | $25 notice fee, then $5/month |
| Inactive Fee - Youth Accounts (aged 19-24 only | $25 notice fee/no monthly fee |
| eHISA - Online/Electronic Transfers | FREE |
| eHISA - Non-Electronic Transactions | $5.00 |
| Unlimited eAccount - Non-Electronic Transactions | $2.50 |
| Money Order - US | $6.00 |
| Monthly Statement | $3.00 |
| Safety Deposit Box - Small: 1.5"x5" | $60.00 + tax |
| Safety Deposit Box - Medium: 2"x5" and 2.5"x5" | $75.00 + tax |
| Safety Deposit Box - Large 5"x5", 2"x10", 2.5"X10" (where available) | $125.00 + tax |
| Safety Deposit Box - Extra Large: 5"x10" (where available) | $250.00 + tax |
| Safety Deposit Box Size: 10.5" x 10.5" (where available) | $300.00 + tax |
| Safety Deposit Box Size: 10.5" x 15.25" (where available) | $400.00 + tax |
| Wire Transfer Incoming - Canadian, US or International Funds | $15.00 minimum |
| Wire Transfer Outgoing - Canadian or US Funds | $35.00 minimum |
| Registered Plan Fees: For a transfer of the plan to another financial institution. *Transfer Fee does not apply to transfers between investment options within the RRSP or to another East Coast Credit Union registered plan. | $75.00 per deposit |
| Registered Plan Estate Administration Fee | Up to 1% of Estate |
*Cost per transaction, unless otherwise noted.
